Financing on real estate

• Mortgages on investment properties for purchase and refinancing;
• Transformation and renovation financing for properties you want to renovate or repurpose;
• Financing through a network of investors who can often provide faster and more flexible financing than traditional banks;
• Special structures such as 50/50 real estate deals and customized options (depending on the situation and purpose);

This broad offering allows you to obtain financing for a variety of real estate projects, from rental properties to renovations. For more information, please contact us.

The main criteria by which financing applications are assessed are:

• The property’s income, particularly rental income and market value; financiers primarily consider the property’s earnings, rather than just your income.
• Affordability of interest and financing: the application must demonstrate that the financing can be safely supported;
• Capital and solvency: this can be in the form of equity or equity in other properties;
• Insurance and collateral: the property must be adequately insured, and a first-degree mortgage must be established.

Depending on the type of financing (e.g., a transformation project or a regular investment mortgage), additional requirements may apply.

This can be surprisingly fast:

• Traditional banks often take months to process, but through your investor network, you can often close the deal within about a week, provided the application is complete.
• Speed ​​factors include a complete application, valuation, and clear project information.

So, with proper preparation, financing is often arranged within a few business days.

Yes, experience isn’t always a strict requirement, but it does influence financing options:

• Lenders primarily consider the property’s potential for return, not just your track record;
• Beginners can often obtain financing, but sometimes the requirements for equity or return are stricter.

You can compensate for this with a strong business plan, solid financials, or, for example, by working with an experienced partner.

Yes, we also help with:

• Refinancing or refinancing business mortgages if your current terms are unfavorable;
• We assess whether refinancing will result in a better interest rate or repayment structure, and this can often be done even for multiple properties or entire portfolios;
• This is usually faster than with standard banks because we offer customized solutions.

In short: refinancing is an option, specifically to optimize your return.