Investing Money in Real Estate
Would you like to invest your assets in a safe manner in commercial mortgages with a solid return? Through investment property financing, you invest with certainty. The notaries establish a first mortgage right on the collateral on your behalf. In this way, you obtain a strong security right and, in addition, a high interest rate. This interest rate often amounts to approximately 8% on an annual basis.
We make this possible starting from an amount of 100,000 up to approximately five million euros.
Open Mortgages
SUBDIVISION PROJECT HEERLEN
Appraisal value: Appraised value: €800.000 Loan amount: Loan amount: €630.000Annual interest rate:
8%
Mortgage term:
12 months
Region:
Heerlen regions regions
Collateral type:
Residential/commercial property (subdivision project)
Collateral value:
€975.000 – €995.000
LTV:
63%
Project Strategy
Subdivision into 2 apartments + 1 commercial space
Sale of apartments
Retain commercial space for rental
Expected Return
Apartments: €625.000
Commercial space: €350.000 – €370.000
Total value: ± €1.000.000
Result
Total investment: ± €595.000
Total value after completion: ± €1.000.000
Value creation: ± €400.000
Financing Solution
Bridge financing realized
Including construction depot for optimization
Flexible repayment possibilities
TRANSFORMATION PROJECT NOORDWIJKERHOUT
Appraisal value: €370.000 Loan amount: €340.000Annual interest rate:
8%
Mortgage term:
12 months
Region:
Holland (Noordwijkerhout) regions regions
Collateral type:
Residential property (transformation into 2 apartments)
Collateral value:
€725.000
LTV:
Start: ± 80% After renovation: ± 47%
Project Strategy
Split house into 2 apartments
Complete renovation under own management
Rent out both units in the private sector
Exit via refinancing (rental mortgage)
Expected Return
Value in current condition: €425.000
Value after renovation: €725.000
Value creation: ± €300.000
Result
Total investment: ± €574.000 (including renovation and costs)
Total value after completion: €725.000
Strong value increase due to:
Subdivision
Renovation
Smart refinancing
Financing solution
Bridge financing realized
Interest-only during term
Exit via rental mortgage
Low LTV after completion (± 47%)
Annual interest rate:
8%
Mortgage term:
18 months
Region:
Hengelo regions regions
Collateral type:
Transformation project (former school building into apartments)
Collateral value:
€14.250.000
LTV:
Start: ± 80% After realization: ± 56%
Project Strategy
Transformation of former school building
Realization of 45 apartments
Focus on starter segment
Complete sale upon delivery
Expected Return
Total development costs: €10.251.500
Expected sales value: €14.250.000
Expected profit: approximately €4.000.000
Result
Large-scale development with clear margin
Fully permitted project, whereby development risk is limited
Strong demand for starter homes in the region
The combination of scale, permits and market demand provides a solid business case.
Financing solution
Bridge financing including construction depot and interest depot
First mortgage on project + additional securities
Own contribution of approximately €3.215.000
Interest fully covered through interest depot
Completed Mortgages
64 COMPLETED
Loan amount: €250.000Annual interest rate:
8.2%
Mortgage term:
12 months
Region:
Amsterdam regions regions
Collateral type:
Residential property
Collateral value:
€300.000
LTV:
83,33%
65 COMPLETED
Loan amount: €500.000Annual interest rate:
7.5%
Mortgage term:
8 months
Region:
Utrecht regions regions
Collateral type:
Residential property
Collateral value:
€850.000
LTV:
58,82%
66 COMPLETED
Loan amount: €250.000Annual interest rate:
6.9%
Mortgage term:
12 months
Region:
Utrecht regions regions
Collateral type:
Residential property
Collateral value:
€1.200.000
LTV:
55,83%
67 COMPLETED
Loan amount: €4.500.00Annual interest rate:
11%
Mortgage term:
12 months
Region:
Amsterdam regions regions
Collateral type:
Office
Collateral value:
€5.500.000
LTV:
81,82%
68 COMPLETED
Loan amount: €1.200.000Annual interest rate:
9%
Mortgage term:
12 months
Region:
Zeeland regions regions
Collateral type:
Residential property
Collateral value:
Residential property
LTV:
85.71%
69 COMPLETED
Loan amount: €340.000Annual interest rate:
7.5%
Mortgage term:
10 months
Region:
Flevoland regions regions
Collateral type:
Residential property
Collateral value:
€550,000
LTV:
61.82%
70 COMPLETED
Loan amount: €560.000Annual interest rate:
7.5%
Mortgage term:
10 months
Region:
Almere regions regions
Collateral type:
Retail property
Collateral value:
€800,000
LTV:
70%
71 COMPLETED
Loan amount: €500,000Annual interest rate:
8%
Mortgage term:
10 months
Region:
Almere regions regions
Collateral type:
Almere
Collateral value:
€750,000
LTV:
66.67%
72 COMPLETED
Loan amount: €125,000Annual interest rate:
8%
Mortgage term:
6 months
Region:
Amsterdam regions regions
Collateral type:
Residential property
Collateral value:
€500,000
LTV:
25%
73 COMPLETED
Loan amount: €640,000Annual interest rate:
7.5%
Mortgage term:
12 months
Region:
Brabant regions regions
Collateral type:
Housing for migrant workers
Collateral value:
€1,100,000
LTV:
58.18%
A safe choice: investing in real estate through a mortgage
Investing your money in stocks, bonds, or cryptocurrency always carries a significant risk. At Beleggingspanden-Financiering we offer you another, safe investment opportunity. Through us, you can lend money with a mortgage right to our clients. In this way, you have a lot of security and obtain a high return. We can often offer an interest rate starting from 8% per year. Additionally, the mortgages are usually short-term. Think of a term of about 3 – 12 months. We have years of knowledge and experience with the market and a large network. This makes us a reliable partner.
The benefits
When you decide to invest in commercial mortgages, we offer you the following benefits and securities in addition to the aforementioned collateral:
- The borrower always signs personally
- Choice between bridge financing or long-term financing
- Returns of at least 8% annually
- Stable interest rate of 8% (with or without repayment)
Let us call you back
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